What is Health Smart Financial?
Health Smart Financial’s mission is to make out-of-pocket healthcare expenses more affordable for Canadians. It assists you by turning your healthcare expenses into easy and affordable monthly payments. APT Medical Aesthetics is proud to be one of 2000 providers nationwide who have partnered with Health Smart Financial.
How does it work?
You will first determine how much financing you require. It can be for the entire cost of your treatment(s), or just a portion of it. We can provide you with the total cost of your treatment plan to help you make your decision.
You will then apply with Health Smart’s easy online application. It takes just under a minute, and you may do this at home or in our clinic.
You will receive an instant approval decision right away, displayed on screen along with the amount of funds available to you. There is no commitment or obligation. If you choose to proceed, you will need to provide us with a piece of government-issued ID (driver’s license or passport), so that we can finalize your payment plan. You are now able to begin your treatment right away!
Health Smart will pay APT Medical Aesthetics directly for your treatment, and will set up convenient pre-authorized monthly or semi-monthly payments from your designated bank account.
Which payment plan terms are available, and what are the interest rates?
APT offers 0% financing to our patients, along with 3, 6, or 12 month payment plans. The only extra fee required by Health Smart is a $5 per month service fee.
Is there a minimum or maximum funding amount?
Health Smart will fund as little as $300 and as much as $25,000, depending on your credit. You can also fund multiple transactions after being approved by Health Smart.
How quickly do I need to use my approved credit?
Your credit approval can be used for up to 365 days. After 365 days, Health Smart requires a new application.